About The AA Insurance
We are a family-owned insurance agency in Parma Heights, OH with a combined experience of over 80 plus years.
At The AA Insurance, our experienced associates are prepared to provide knowledgeable and quality advice towards financial security and help secure the best coveage possible. As that partner, we’ll help you make smart decisions towards protecting what matter most.
Our Insurance Specialties
Providing for Your Family
Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.
Life insurance can help support a surviving spouse during their retirement.
Protecting Your Small Business
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.
Our Stats & Facts
What Makes Us Unique
We are a family owned insurance agency with a combined experience of over 80 plus years. Our seasoned team has the knowledge and dedication to find the best program for you and/or your business.
We merged with another agency that has been at our location for over 30 years which allows continuous appreciation for the needs of the local community and allows more coverage options for our clients.
We have a team of 10 agents – a mix of CSR’s, producers and managers who specialize in various fields of insurance and are focused on meeting the needs of our clients.
We are members of the Ohio Insurance Agents Association (OIA) and the Insurance Board of Northern Ohio (IBNO). Being involved keeps us motivated and up-to-date on all insurance applications, to best serve you.
Our team understands our local community and its needs. Our Agency Owner and VP Michael Aramouni are located in heart of Parma/Parma Heights, OH.
Both Micheal and Roger Aramouni have won awards for selling the most insurance in the district and the agency was the #1 in growth percentage for 3 years in a row. Clients are happy with our services and continue to recommend us to friends and family.
What People Are Saying
“A very pleasant and friendly family environment. They are very knowledgeable about the business. I would recommend them to anyone. They can definitely save you money.”Forest Daniels
“The AA Insurance is an awesome company that provides stellar customer service. They not only provide you with reasonable priced insurance but they make you feel like part of the family.”Robert Jenkins
“Highly attentive staff the Aramouni Insurance Agency is the company I would recommend anyone if they were looking for help with affordable insurance.”Mark Salvatore
“I highly recommend this agency. Daniel Stewart is extremely professional, helpful, informative, and respond promptly to questions and quotes. He made shopping for insurance easy and stress free. I'm glad I went through this agency. They hold true in an attempt to save you money in every aspect!”Angelina Hernandez
“Aramouni Insurance Agency is the best! They always take time to answer all your questions and are patient & thorough. I am really happy that I found an insurance agency that I know will take care of me, my family and all of my concerns. I feel like a valued customer and I appreciate their service! I highly recommend!”Frances Maldonado